Single Trip
Annual Multi Trip
Motorcycle Travel Insurance
Motorcycle Travel Insurance: Your Guide to Safe and Covered Adventures
Motorcycle Travel Insurance: Your Guide to Safe and Covered Adventures
Planning a motorcycle adventure? Whether you're exploring scenic routes in Australia or embarking on an international motorbike tour, Travel Insurance Saver offers a range of travel insurance products to suit your needs.
Motorcycle travel insurance cover with unlimited engine capacity*
If you have a valid Australian motorcycle licence, there is cover available for unlimited engine capacity during your motorcycle riding holiday overseas.
As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.
*Terms and conditions apply. Make sure you’ve fully read and understood the terms and conditions in the PDS & FSG available from us.
Motorcycle exclusions:
Being in control of a motorcycle without a current Australian motorcycle licence, or you are a passenger travelling on a motorcycle that is in the control of a person who does not hold a current motorcycle licence valid for the country you are travelling in.
Being in control of a moped or scooter without a current Australian motorcycle or Australian drivers’ licence, or you are a passenger travelling on a moped or scooter that is in the control of a person who does not hold a current motorcycle, or drivers licence valid for the country you are travelling in.
There is no cover when riding or as a passenger on a motorcycle, scooter or Moped for;
- Rental Vehicle Insurance Excess
- Permanent Disability
- Personal Death
- Public Liability
Scooters/Moped
You must have a current Australian motorcycle licence or Australian drivers’ licence to ride a scooter/moped (step through scooter's only) overseas.
You must be wearing a helmet on Scooters and Motorcycles.
Passenger
If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in.
Why Motorcycle Travel Insurance may be important
Motorcycle travel insurance is designed to protect you from the unique risks associated with riding a motorcycle, including:
- Medical emergencies: If you're injured in a motorcycle accident, our policies can cover the costs of medical treatment, hospitalisation, and emergency evacuation.
- Trip cancellations: If you need to cancel your trip due to unforeseen circumstances, our policies can reimburse you for non-refundable expenses.
- Lost or stolen luggage: Our policies can cover the cost of replacing your lost or stolen luggage and personal belongings.
- Travel delays: If your flight is delayed or cancelled, our policies can cover the costs of additional accommodation and meals.
Popular Motorcycle Destinations
- The Great Ocean Road, Australia: This iconic coastal route offers stunning scenery and challenging riding conditions.
- Route 66, USA: This historic highway stretches from Chicago to Los Angeles, passing through diverse landscapes and iconic landmarks.
- The Amalfi Coast, Italy: This picturesque coastal road offers breathtaking views and winding turns.
- The Trans-Canada Highway, Canada: This epic journey takes you across the entire country, from the Atlantic to the Pacific Ocean.
Choosing the Right Policy
When selecting motorcycle travel insurance, consider factors such as your destination, trip duration, planned activities, Australian & International motorcycle license (motorcycles), Australian & International Drivers Licence (Scooter/Mopeds) and any pre-existing medical conditions. You can compare different policies online or contact our team to discuss your specific needs.
FAQ for Motorcycle Travel Insurance:
Q: Is there a cc limit on motorcycles or mopeds while travelling overseas?
A: There is no engine capacity limit (cc) for travel insurance cover under the products available from Travel Insurance Saver for full Australian Motorcycle Licence holders.
Q: Is my motorcycle or moped vehicle covered as an item?
A: No. Motorcycles, mopeds, and scooters are not covered under the Rental Vehicle Insurance Excess benefit in Travel Insurance Saver policies. This means you won’t be insured for costs related to damage or theft of these vehicles. If you’re hiring one, you should check with the rental provider about their liability and property damage cover options.
A: No. Motorcycles, mopeds, and scooters are not covered under the Rental Vehicle Insurance Excess benefit in Travel Insurance Saver policies. This means you won’t be insured for costs related to damage or theft of these vehicles. If you’re hiring one, you should check with the rental provider about their liability and property damage cover options.
Q: Is there an age limit for motorcycle travel insurance?
A: The maximum age for motorcycle travel insurance with Travel Insurance Saver is 90 years old.
Q: Are pre-existing medical conditions covered?
A: All pre-existing medical condition must be declared via a medical screening and accepted & paid for to be covered. You can contact us to discuss your specific condition.
Q: Can I extend my policy while I'm already overseas?
A: Yes, you can extend your policy while overseas, subject to certain conditions. Please contact us to extend your policy prior to your policy expiring.
Q: How do I make a claim?
Q: What is the maximum trip duration covered by a single trip policy?
A: 365 days.
Q: What is the maximum trip duration covered by an Annual Multi-Trip policy?
A: 31, 45, 62 or 93 days are available for travellers under 81 years of age. While 31 and 45 days are available for travellers 81 to 90 years of age. If you are spending an extend period overseas you will need to look at our single trip policy.
Q: What is not covered by motorcycle travel insurance?
A: Motorcycle travel insurance does not cover everything. Some common exclusions include:
- High-risk activities (such as racing or off-road riding)
- Losses caused by your own negligence
- Rental Vehicle Insurance Excess
- Permanent Disability
- Personal Death
- Personal Liability
Additional Information for Motorcycle Travel Insurance:
- Always read the Product Disclosure Statement (PDS) carefully before purchasing a policy.
- The information provided here is a general overview and does not take into account your personal circumstances.
- Contact us with any questions or to discuss your specific travel insurance needs.
Contact Travel Insurance Saver
If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.
